The Art of Financial Investments for Current Market Trends: Mike Nierenberg

Mike Nierenberg has advised countless clients on finical decisions. Fortress has also advised countless clients regarding financial decisions. Many new and cautious investors save their funds. Saving funds can be helpful for small enterprises. If a new investor wants to ensure a return of their funds, they choose to invest sparingly. Infrequent investments are common for new investors. Many banks such as Wells Fargo, TD Bank and Bank of America encourage individuals to save their funds. Saving one’s funds is important for success in the event of an account decrease. If one’s account dramatically decreases in value, their savings account will keep them stable.

Mike Nierenberg works with hundreds of individuals over the course of a year. Many individuals have concerns about their funds. Finances can be an intimidating industry to get involved in. Financial terminology can also make the process confusing. Certain financial terms such as liability, debt-service, credit limit and gross profit are commonly use throughout the industry. Liability is when an individual assumes responsibility for a certain event or service. For example, financial liability can assist investors when they make an investment. Past market trends can determine liability as well.

When an agreement is completed, many investors file the paperwork associated with the deal. Paperwork is commonly saved for referral purposes. If the investor decides to work with the same corporation in the future, they can refer to their invoice and financial statements as reference. Credit limit is the highest limit placed on a financial deal.

If an investor gives a line of credit to an enterprise, they are expected to stay within the allowed limits. If the credit limit is reached, funds may be discontinued. In some cases, the credit limit is exceeded, therefore placing the enterprise into debt. This is where debt-service comes into play. If an individual, entity or cooperation gets themselves into debt, they must engage in a system known as debt-service. Debt-service can differ depending upon the company. Each company sets their rules, regulations and terms for debt-service completion. Mike Nierenberg is aware of the finical aspects needed to facilitate ultimate success.

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Betsy DeVos: A Complicated Political Figure

LGBT leaders were surprised to hear from Secretary of Education Betsy DeVos when she came to them to announce a decision that the Trump Administration was about to release to the world. That announcement was going to be that the administration was about to set out new guidelines that would revoke Obama-era guidelines that instructed public schools to allow transgender students to use the bathroom that matched with the gender that they identified with.


The decision was one that the LGBT community would certainly disagree with, and it turns out that DeVos also disagreed with the decision. However, as the Secretary of Education she said that she would implement the policy that the President had set up. DeVos felt that she needed to at least let the LGBT community know what was going on before they heard about it on the news. This was her way of showing that she is not always the person that some in the media proclaim that she is.


Betsy DeVos could rightfully be called conservative, but she is also a free-thinker. She has her own opinions and expresses them regularly. At the same time, DeVos is a team player and doesn’t like to grab the media spotlight. She prefers to work behind the scenes in order to get done the things that she believes in. Her main issue has always been making charter schools more readily available to the students of this nation.


Some people agree with her goals in this area and others are very much opposed to her plans. Betsy DeVos has stayed the course in fighting for charter schools even as people have expressed their negative opinions against this. She currently has a higher platform to stand on and make changes in this world. She may not have been able to do all that much in her hometown of Grand Rapids, Michigan to impact the entire fate of the nation, but she certainly has the ability to impact change on a national level now that she is the Secretary of Education.


To view all that Betsy DeVos has done in her career and life is to understand that she is a more complex character than what the media would have you believe. She has the absolute ability to defy expectations, and she frequently does exactly that. The moment that you think that you know all that there is to know about her is the moment that you have deluded yourself on this count.


Consider the entire body of work that DeVos has done in her life to better understand why she does the things that she does. You may end up being surprised by some of what you learn about her along the way.


For updates, follow Betsy DeVos on twitter.

Guilherme Paulus: Brazil’s Finest Hotelier

Guilherme Paulus is one of Brazil’s most prominent hoteliers and global entrepreneurs. Guilherme manages and takes the lead role of the Board of Advisors of the CVC Brasil and GJP Hotels and Resorts. Guilherme’s company operates over 20 establishments scattered in Brazil. They also house about 5,000 employees and have catered about one million customers in their establishments. Guilherme Paulus has definitely proven himself to be one of the most successful entrepreneurs of Brazil and his success in the business of hotel management serves as a textbook definition of how to run a business.

Guilherme Paulus punctuates that being truly and genuinely passionate and in love with your craft is one of the most important driving factors on the success of any business. You must truly love everything about what you do to become truly successful. You must start with an idea that you love and that you are passionate about before you start to work on it. If you work on something that you are not passionate about initially – it will only be an upward hill struggle from there, and it would most likely head towards frustrations that will end your attempt very early. When you start with something that you are already passionate about, then you have already won half the battle. Guilherme puts a lot of time, energy and effort into attending to the needs of his clients. Guilherme makes sure that he understands the needs and wants of his clients and his market so that he can adjust the services that his establishments offer. Guilherme also keeps a keen eye on the changes in behavior and consumption of his clients so that he can also adapt to these factors.

Guilherme Paulus punctuates on the importance of making investments – no matter how small. He believes in the saying “Save a penny to have a million.” – and Guilherme believes that investing is always the best way to spend money. Money put into investments will pay you back thousand folds in the future and you can utilize these fully ripened investments for whatever you may deem it necessarily spent on. ADVB/RS traz Guilherme Paulus, um dos maiores empresários do turismo, para participar do Você com o Presidente


Talkspace Teams up with Michael Phelps

Talkspace has recently partnered with Olympic swimmer Michael Phelps to promote its mental health app. It may at first seem like a strange combination, as for the outside world, Phelps had it all. He was famous, rich, and talented. Behind the scenes it was a different story. There were days that Phelps could not get out of bed as the anxiety and depression were so bad. He credits getting help with saving his life, and he hopes that by promoting Talkspace Reviews, others will do the same.  Read more reviews at

Talkspace is a way for people to access help for a variety of mental health care issues. Talkspace has fully trained doctors and therapists available for people to talk to. Talkspace is unique in the service that it provides as it can be accessed anywhere someone can use a computer or a cell phone. Users can use the app to contact their mental health professional, and they can also email, video chat, and text. For that reason, it is accessible for people even if they do not have mental health care professional in their area of the country. The service is encrypted and Talkspace takes the confidentiality of their users as a top priority.

Talkspace is also more affordable than traditional health care. For a monthly fee, users can talk to their doctors or therapists. There is also an online community of people who have experienced mental health problems or have friends or family that have needed help. It is a safe place for people to talk about their issues. It is still difficult for people to reach out to loved ones as there is a stigma attached to mental health problems.

Phelps knows that it can be seen as a sign of weakness to ask for help, but he also knows that seeking help saved his life.

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The Importance of Mentorship by Sandy Chin

Who is Sandy Chin?

Sandy Chin is an investment management professional currently based in New York. Sandy has over 20 years of experience in the field of investment management making her one of the sort-after professionals in her field. Sandy Chin earned her bachelor’s degree in Political Science from Barnard College back in 1996. She later received her MBA from New York University’s Stern School of Business in the year 2007.

As of now, Sandy Chin is the portfolio manager at Tidal Bore Capital, which is a hedge fund she founded with the help of her mentor and friend William Leach. Sandy has and still is a big advocate for women in finance something evident in her continuous support for women starting in the world of finance. When Sandy is not mentoring young women trying to find their way in the world of finance, she is always fully engaged at StreetSquash, which is a nonprofit organization that aims to support, schools, families, and kids in the city of Harlem and Newark.

Bein an expert in the finance industry, Sandy Chin understands that young individuals entering the field are always overwhelmed by everything they need to learn about the industry as its ever changing and also very competitive. The lack of professional contacts makes it even harder for you people in the finance industry to have a fair shot at success. For these reasons and more, Sandy Chin understands the value of mentoring young professionals in the finance industry, and below, we take a look at her successful mentorship guide.

Mentors can impart valuable lessons.

In a highly dynamic and fast-paced industry such as finance, recent college graduates and individuals new in the field can find navigating the new career daunting. It is therefore essential to find experienced individuals to teach them the ropes while also giving them valuable insight.

Mentors can contribute knowledge and skills crucial to career advancement.

Having an experienced and skilled individual in your corner is essential as you start your career. The reason for this is that these individuals can pass you the relevant skills and knowledge which will provide you with a deeper understanding of your field.

Mentors can help you meet other contacts and professionals thereby creating more opportunities.

When you are new in a particular industry, the last thing you expect to have is a long list of business contacts and relevant connections that can help you get more opportunities. Here is where having a mentor becomes rewarding. Experienced Mentors have always spent considerable time in the industry; this means that they have several contacts and associates they have worked with over the years. These contacts can be crucial to your career’s advancement.

Michael Nierenberg Nudges You to look at Mortgage REITs

Mortgage REITs certainly sound interesting but what are they? Well, for starters, they are one way have exposure to real estate assets and cash flow without actually holding any physical properties. Mortgage REITs are all about the securitization of various properties. See, when you invest in Mortgage REITs, you are investing in securitization or to put it more simply, the financing and packing up of real estate properties.

These mortgage REITs that Michael Nierenberg and real estate company specializes in, go a different way, they do not simply look for good performing real estate assets and hold it to realize the appreciation in value and the necessary income flows, they are looking primarily at how the numbers will work in the back-end to make deals flow in a smooth manner. In this regard, they are looking at all aspects of the financial nature of these different deals. They are looking at different derivatives, hedge tools, and other financial instruments to capture interest portions of each deal on a consistent and constant basis.

Michael Nierenberg and Team Understand the Power of Mortgage REITs

Investors in mortgage REITs will be glad to know that they will be able to gain from strong dividends in great times and decent dividends in times of economic downturn. Proper mortgage REITs, Michael Nierenberg knows, will have a specific concentration in a field. This means that individuals who are managing and operating a mortgage REIT will need to be proficient in what they are doing and will want to start off in a simple manner and build up from there. Investors should look into the backgrounds of the partners and executives that are running the firm to see what they have done in the past, how their performance was, and how deep their concentration is, within their specific field. Individuals like Michael Nierenberg have been in the mortgage backed securities field for their whole career, this is essentially what he does for a living.

Michael Nierenberg and New Residential Investment Corporation Deals with MSR’s

Michael Nierenberg and his current company are focused on making sure to have stability in this volatile economic environment.

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The Career and Success Endeavors of Kevin Seawright

Kevin Seawright serves as the HOC’s Property Management Director. HOC stands for the Housing Opportunities Commission of Montgomery County. He got into the commission in the year 2018. Being the Property Management’s Director, his responsibility includes development, modification, and review of the programs of the property and the capital plans’ management for all the properties managed and owned by HOC.

He has vast experience and has accomplished a lot in finance, operations, strategy, as well as property administration for both the private and public sectors. He has worked on finance and operations for different organizations like the Chief Financial Officer and Executive Vice President at Newark Community Economic Development Corporation. This is in addition to his service as the Tito Contractors as the Vice President. In the roles, he had the responsibility for property development techniques, yearly budgets and even enhancing operational efficiency and quality throughout the organizations. Check out to view interview of Kevin Seawright.

This adds up to his role of the Baltimore City Government’s Deputy Chief Operating Officer as Baltimore City Housing’s Director on property finance. This facilitated the creation of streamlined budgets exceeding $ 200 million per year. During his service, he gave priority to the high-quality establishment of the administrative structures alongside related infrastructure while enhancing the management of over $600 million with regards to the development of the new entities as well as the renovation of the existing ones.

Kevin Seawright has been successful in his career, and this is seen through his realization of various accomplishments like rendering services and commodities and revenue enhancement which has added a lot to the annual returns. Additional content is available at

In his role at the City government, Kevin was responsible for the management of the public schools’ activities with students exceeding eight thousand. This adds up to his role as a temporary executive operations director at the Baltimore City Community College.

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The Equity First Holdings French Tribune

Equity First Holdings company is a loan company that’s worth their salt. Al Christy Jr started this company in 2002 in Australia. The company offers fast loans to individuals and companies, and it uses a stock-based loan program, which even makes work more manageable for a loan to be funded. This company has shown its dedication and determination to trade and has been fully admired by the French Tribune.

French Tribune is a France based financial newspaper. This newspaper company is versed in economic affairs, and thus it’s an honor for Equity First holdings to be praised in this fashion. This newspaper company has enabled many people to understand more about the loan company and also learn other things that would finally lead them to use the company for loans.

Equity First Holding company is committed to serving everyone fairly and equally; thus the French Tribune recognizes and applauds the work of the company. This company is willing and able to over expertise and financial support to everyone whether struggling or upcoming entrepreneurs or even established cooperation. It is straightforward to close a loan with Equities First Holding company just because of how the company handles underwriting. This company has helped investors to settle debts to prevent their business from collapsing.

Finally, the company has offices in countries like China, the United States, and the United Kingdom. The company has the specialist who advises other enterprises on the correct format to handle problematic scenarios of their financial crisis.

One on One with Bhanu Choudhrie

Bhanu Choudhrie is a graduate from the University of Boston. While at this institution, Bhanu pursued International Business and Marketing. Bhanu currently holds the position of Executive Director at C&C Alpha Group Ltd, a position he has been holding since 2001.

C&C Alpha Group Ltd is an investment firm with a rich investment portfolio in the property market. Some of the properties under C&C Alpha Group Ltd include award-wining spa hotels in both Mauritius and India. Additionally, the investment firm has several care homes located in the United Kingdom in its portfolio.

Bhanu Choudhrie was born in 1978. In 2008, during the Asian Voice Political and Public Life Awards Choudhrie was named the Entrepreneur of the year. In this post we have a one on one with Choudhrie as he talks about the investments C&C Alpha Group Ltd is making.

Choudhrie was once asked who his heroes were in the business world. His answer was unexpected as he did not narrow down on a single individual. Bhanu Choudhrie states that every entrepreneur is a hero, his argument being that whoever an individual will pick as a hero, is unique in their own way, whether Richard Branson or Warren Buffet. On a lighter note, Choudhrie stated that his ultimate hero in business would be all entrepreneurs merged into one individual.

Read the article of Bhanu Choudhrie at

Choudhrie’s Future Plans and The Projections Of C&C Alpha Group Ltd

On a personal level, Bhanu Choudhrie hopes to give back more to the society and to various communities across the world. As the Executive Director of C&C Group Ltd, Choudhrie states that the firm is looking to expand its portfolio in the hotel and hospitality industries. C&C Group Ltd is also aiming to do dive into charity work with plans underway to setup an Educational Foundation.

Advice to Budding Entrepreneurs

According to Bhanu Choudhrie, this is the perfect time for aspiring entrepreneurs to launch their startups. He is also quick to point out that recession in business a common occurrence. And a business that can make it through a recession is an enterprise that has promise when the markets are booming.

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How Talkspace is Changing the Concept of Therapy for the Better

Digital health has been on the rise since the past few years, with various apps and solutions coming to the surface to help with an array of health conditions. One such app that is built along the lines of digital health but which still stands out from the crowd is Talkspace.

Unlike most digital health solutions which are built to manage the symptoms of physical conditions, Talkspace focuses on helping those who struggle with mental health issues. As a text-based therapy app, Talkspace connects people with licensed therapists through their digital devices – all for a nominal fee.

Due to advantages that this model of therapy brings to the table, Talkspace has garnered countless voices of support across various sectors. Michael Phelps, a 23-time Olympic gold medalist, is one of those voices. Check out to read more reviews on talkspace.

As someone who has struggled with mental health himself, the cause is very close to Phelps’ heart. And through his partnership with Talkspace, the swimmer aims to raise awareness for mental health, the importance of therapy, and the way how easy it is to reach help with the solutions that Talkspace brings to the table.

Talkspace doesn’t just deliver therapy solutions regardless of time or distance, but it also dedicates its team’s time to help talk about difficult topics related to mental health. For this purpose, the company maintains a blog page which remains open to the general public. The page allows people to share their experiences with different mental health issues, the way that they influence their lives, and how therapy seems to be helping them.

This makes Talkspace not only a service that is centered around digital therapy, but which is dedicated to overall mental health awareness, including the removal of stigma around the conditions as well as letting people know how easy it is to get help to make their lives better.

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